"Helping Clients achieve their financial goals."
Welcome, I’m Richard Nelsen, a financial professional in Bay City, Michigan. We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you goal is saving for retirement, college savings, or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (989)391-4343.
From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
How Big is Money?
Learn a little about worldwide currency in this fun infographic
Global and International Funds
Investors seeking world investments can choose between global and international funds. What's the difference?
Do your insurance needs stay the same when the nest empties?
Gaining a better understanding of municipal bonds makes more sense than ever.
If you find it hard to attain personal life goals, there’s an app for that!
The Economic Report of the President can help identify the forces driving — or dragging — the economy.
Bonds may outperform stocks one year only to have stocks rebound the next.
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This questionnaire will help determine your tolerance for investment risk.
Use this calculator to compare the future value of investments with different tax consequences.
Determine your potential long-term care needs and how long your current assets might last.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
There are a number of ways to withdraw money from a qualified retirement plan.
There are some smart strategies that may help you pursue your investment objectives
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
With alternative investments, it’s critical to sort through the complexity.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
If your family relies on your income, it’s critical to know what their needs would be in the event of your death.
There are hundreds of ETFs available. Should you invest in them?
$1 million in a diversified portfolio could help finance part of your retirement.