Home
About Us
Our Services
- Advanced Time Segmentation Strategy
Resources
Schedule A Call

Celebrate Labor Day

Text: A time to appreciate those who tirelessly strengthen our nation. LABOR DAY. Image: People enjoying a day off from work at an amusement park.

Text: As we transition from summer to fall, remember to honor our dedicated workforce. Images: A family sharing an affectionate moment at the beach. A man with a hat working in a large amber field.

Text: Savor the last rays of summer sunshine and celebrate the hard work that surrounds us. Image: A person walking silhouetted against a cloudy blue sky.

Text: Wishing you a relaxing and enjoyable Labor Day. Image: Several people sitting, silhouetted against a lightly clouded blue sky, visiting and listening as someone plays a guitar.

Contact

Office: 989.391.4343

Fax: 989.391.4345

306 5th Street

Suite 101

Bay City, MI 48708

Series 7, 66

rhn@ceterafs.com

Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

This is not a solicitation for sale of securities in any jurisdiction.

Securities offered through Cetera Financial Specialists LLC (doing insurance business in CA as CFGFS Insurance Agency LLC), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Financial Specialists LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Financial Specialists LLC site at ceterafinancialspecialists.com

Home offices at 200 N. Martingale Rd., Schaumburg, IL 60173; phone 888-528-2987.

&#183; &#183; Business Continuity &#183; Important Disclosures and Form CRS &#183;

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.